Home Equity Line of Credit What you need...when you need it most! *Limited time offer. Subject to change or withdrawal at any time. Loans available from $5,000 to $400,000. No maximum loan amount for 1st lien HELOC. Loan approval and actual terms are subject to credit approval. For Borrowers that set up automatic payments from a Brunswick Bank and Trust account, the rate for the first year of the loan will be 2.99%. After the first year, the rate will change to the Wall Street Journal Prime Rate, floating. As of March 16, 2020, prime is 3.25%. If a Borrower does not set up automatic payments, the promotional rate will not apply and the rate will be Prime, floating, from the start. The monthly payment, principal + interest, for a $10,000 5-year fixed-rate home equity loan would be $196.90. No closing costs on loans up to $400,000. Property insurance required, and all loans require an appraisal. For loans above $400,000, the Bank may require title insurance at the Borrower’s expense. Title cost varies based on title company, property and loan amount. Borrower is permitted to shop for a title company of their choosing. $500 prepayment penalty if HELOC is closed within 36 months of opening; $500 unused line fee if HELOC is closed without accessing funds. Owner-occupied 1-4 family primary residences or condominiums only. Please consult your tax advisor regarding tax deductibility of interest. For the first year, followed by Prime for Life. A sign of good fortune! Take advantage of our special CD rate! *APY=Annual Percentage Yield. New Money Only. Minimum Deposit of $1,000 required to open and maintain CD. Withdrawals prior to maturity subject to penalty equal to forfeiture of accrued interest that has been or will be earned on the CD. Contact us to learn more. We’ve got a great rate...and an
even better closing experience!
Take advantage of record low mortgage rates today!

Learn about our rich heritage of serving with a smile. Discover why since 1902 we’ve been the bank you can trust for all your financial needs.


We’re here to help your dream become a reality with business-focused banking.


You have financial goals; we have the services to help them thrive.

Services we offer

Home Equity Line of Credit

Let us show you how your most significant asset can become cash when you need it most be it for debt consolidation, home improvement or simply for a rainy day.

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Commercial Construction Loans

Our loans can help you take your idea from paper to possible.

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Commercial Mortgages

From small-town shop to city skyscraper, we have a loan to fit your commercial needs

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SBA Loans

If your small business has big aspirations, let us help you get the funding you need for success through the U.S. Small Business Administration.

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Small Business Loans

Short on cash? Our loans can help your small business in a big way.

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Frequently Asked Questions

01.Does the bank have a parking lot for customers?

Brunswick Bank & Trust has five (5) convenient locations offering parking facilities for the customer.

02.Do you accept mobile deposits?

This service will be offered in the foreseeable future.

03.What do I need to open an account?

To open an account at Brunswick Bank & Trust you will need a valid social security number; two forms of identification and verification of your address. Feel free to contact one of our convenient branches for additional information or to verify the types of identification needed.

04.Can I open an account on line?

This service will be offered in the foreseeable future.

Meet our Team

Frank J. Gumina, Jr.
    David Gazerwitz
    Senior Vice President, Chief Financial Officer, Secretary & Treasurer
      William Balmer
      Vice President of Marketing and Sales
      NMSL #893270
        Ed Van Valkenburgh
        Vice President Deposit Operations
          Nicholas A. Frungillo, Jr.
          President & CEO
          NMLS #1116625
            Keith Rada
            Senior Vice President and Chief Lending Officer NMLS #833966
              Daniel Behr
              Vice President BSA Officer
                Carl Carabelli
                Senior Vice President Compliance Officer Loan operations manager
                NMLS #1619057
                  Lisa M. Tuccillo
                  Senior Vice President
                    Joseph Krieg
                    Vice President Chief Information Officer

                      The Biggest Little Bank in New Jersey

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                      Small Business Loans

                      If you would like to apply for a commercial loan from Brunswick Bank and our lenders, please feel free to contact us.

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